Or a funny American sitcom; we’ve all heard of them, some of us have friends who claim to enjoy them regularly but none of us can actually prove that they really exist. It is all a matter of perception though.
My 25-year-old niece thinks that the $1560 or so that I pay every year to cover my Chevrolet is peanuts whilst I remember the days when for $400 or less, I could get the insurance and buy the car as well but those days are gone, along with the Matrix and Jurassic Park.
Of course, in those days we just bought insurance to cover genuine road accidents, instead of paying for highly inventive whiplash claims, fees to ambulance-chasing lawyers, and expensive TV ads featuring posh Russian rats and demented, obese opera singers.
Still, That Is Progress you. I Digress However
Yes, the really no money down car insurance policy are indeed available to that 0.1% of the population who are aged between 50 and 55, drive brand new 1000 cc cars for 500 miles a year at an average speed of 22 miles an hour before locking them into centrally heated garages, and who have had 35 years of driving experience with no accidents or convictions that they have been found out over.
Yes, such grey boring people do exist but would we really like to change places with them? The rest of we mere mortals however will have to put up with the best deal that we can get which could not truthfully be described as ‘cheap’ let alone ‘very cheap’ but hopefully we are likely to be able to just about afford it without taking out a second mortgage on the house or pawning the family silver.
Getting Your Best Deal
The ultimate ideas of getting your first-month free car insurance is to do comparisons by yourself. When probing for the best deal on car insurance, you are in general faced with several companies willing to do business with you. The only way, subsequently, to find the best deal is to compare these companies against each other.
This although may seem like a daunting task, as in the past any yellow page’s search will typically yield pages of competing companies, but the good news is that nowadays many insurance companies are offering auto insurance with lowest down payment on their websites. This allows you to distinguish what each company offers merely by pulling up their site. On the other hand, if you want to be as thorough as possible, it may be a good idea to do the car insurance comparison yourself.
The Car Insurance Websites
If you are going to stick with the website comparison, you simply pull up the website of the company which you wanted to go with, and then you type in your information. The information on the website seeks will normally be things such as your age, your gender, the make and model of your car, as well as other factors, for example, how many drivers you want to insure and whether or not you’ve had tickets in the last five years. Once you’re done filling out the designated information, the website will be followed by comparing their prices against their competitors.
This is one of the fastest ways to get car insurance first month free. Nevertheless, you have to take into consideration that the source of the comparison is the company whose website you’ve pulled up. After all, they’re by and large not going to make themselves look more expensive than their competitors. It’s for this very reason that most people who have the time would rather do the comparison shopping by them.
An Accurate Auto Insurance Policy Form Is Key to Ensure Rapid Auto Insurance Payouts
Auto Insurance Companies do have a reputation for exploiting loopholes when it comes to honoring their policies and if there are any inconsistencies in your policy or claim they can often make a good case to either decline or delay payout of what monies are owed to you. This can not only affect you but also any other parties that may be enthusiastic in your auto insurance payouts. The stress levels involved at this time are often quite high for there is blame and guilt being thrown at different people including yourself, so ensuring that you have followed these basic rules will ensure that your auto insurance payouts are dealt with and processed rapidly with no problems.
- Accuracy is the key. To ensure that you glean a lovely first-month free car insurance deal and prompt payouts you do need to make sure that you beget out the auto insurance policy form correctly. Not only can the delicate print can be easily skimmed over but some of the main questions can be interpreted in two ways and you do not want this to come back to haunt you. If you do not understand the question or are unsure of the answer the get advice from someone as to how they interpret it also.
- Have consistency in your multiple insurance applications. Make obvious that you submit duplicated information when you fill out each individual auto insurance policy compose so you can compare “apples with apples”. One of the best ways to get lickety-split car insurance quotes is to go online and apply for a number of quotes from reputable car insurance companies. This will speed up the process and allow you to work in your own time, making detailed comparisons between quotes.
- Check your application. It is so easy to cut corners, as getting no deposit car insurance with many companies, can be time-consuming. Take the time to go succor and check your application. If you are challenged to find the time submit your applications online for fast insurance quotes, compare the details, acquire a choice, and then re-submit the application taking care to make sure all the questions are answered correctly and double-check this new application
Follow these 3 key tips when you fill out your auto insurance policy form and you will speed up your auto insurance payouts if you need to make a claim.
Perform the Car Insurance Comparison Yourself
To perform the car insurance comparison yourself, simply take your phone open search for direct auto insurance and start calling each and every company you can find. Provide them all your information and write down what they can offer to you. Though you may have to call dozens of companies, or even more, but at the end of it all, you will get a comparative list that will allow you to know which company offers the best deal in town.
Finding first-month free car insurance is definitely a great way to save money. Everyone who drives will surely in need of cheap car insurance, after all, but that doesn’t mean you have to pay a fortune for it. Just by means of doing a car insurance comparison, you could find yourself saving hundreds of dollars a year or even more that you can imagine.