Loans
What Credit Score Do You Need for a Personal Loan?
When I first applied for a personal loan, I was convinced I’d be rejected. My score was “okay,” not great,…
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Loans
Personal Loan vs Credit Card: Which Is Actually Cheaper?
A few years ago I needed about $6,000 for a sudden home repair. I had a credit card with room…
Loans
How Long to Pay Off $5,000 in Credit Card Debt (and How to Do It Faster)
The scariest line on a credit card statement isn’t the balance. It’s the small print that quietly tells you how…
Saving & Budgeting
The 50/30/20 Budget, Explained With Real Numbers
I’ve tried the budgeting apps that want you to categorize every $3 coffee. I lasted about nine days. What finally…
Saving & Budgeting
How Much to Save Each Month to Hit Any Goal (Without Guessing)
Most saving advice is annoyingly vague. “Save more.” “Pay yourself first.” Sure — but how much? When I wanted to…
Investing
Compound Interest: How $200 a Month Can Become Six Figures
I wish someone had shown me a compound interest chart when I was 22. Not lectured me about saving —…